Financial Crime Investigator Job Vacancy in Matsamo, Lesotho – Banking & Finance

Job Description

Position: Financial Crime Investigator

Company: First National Bank Lesotho

Location: Matsamo, Lesotho

Experience: 3-5 years in AML, KYC, fraud detection

Education: Bachelor’s degree in Finance, Criminology, Law or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk & Compliance

Salary: SSP 250,000 – 350,000 per annum

Vacancies:1

Company Overview

First National Bank Lesotho (FNB Lesotho) is a leading financial institution delivering innovative banking solutions across the Kingdom. With a strong commitment to financial inclusion, FNB Lesotho supports individuals, SMEs, and large corporations through a wide range of products, from everyday banking to sophisticated corporate finance. The bank’s robust digital platforms and extensive branch network empower customers to manage their finances securely and conveniently. As part of the broader First National Bank Group, the Lesotho subsidiary benefits from global best practices, cutting‑edge technology, and a culture that values integrity, customer focus, and community development. The organization consistently ranks among the top employers in Lesotho, offering rewarding career paths and a supportive environment for professional growth. This reputation makes FNB Lesotho a prime destination for ambitious professionals seeking to make a meaningful impact on the nation’s economic landscape.

Job Overview

The Financial Crime Investigator will join the Risk & Compliance department to lead investigations into suspected money laundering, fraud, and other financial crimes. Working closely with the AML team, legal counsel, and external regulators, the incumbent will analyze complex transaction data, conduct interviews, and prepare detailed investigative reports. This role is critical to safeguarding the bank’s reputation and ensuring compliance with both local and international regulatory standards. The successful candidate will play a pivotal role in strengthening FNB Lesotho’s anti‑money‑laundering framework, contributing directly to the bank’s mission of fostering a safe and transparent financial ecosystem. For more information about our corporate values and career opportunities, visit our website.

Key Responsibilities

• Conduct thorough investigations of suspicious transactions, identifying patterns indicative of money laundering, terrorist financing, or fraud.
• Collaborate with internal stakeholders, including the AML compliance team, legal department, and senior management, to gather evidence and assess risk.
• Prepare comprehensive investigative reports, summarizing findings, recommendations, and required remedial actions.
• Maintain up‑to‑date knowledge of Lesotho’s Financial Intelligence Centre (FIC) regulations, as well as international standards such as FATF recommendations.
• Present investigation outcomes to senior leadership and, when necessary, to regulatory authorities.
• Assist in the development and enhancement of the bank’s AML policies, procedures, and monitoring systems.
• Provide training and mentorship to junior analysts on investigative techniques and regulatory compliance.

Required Skills

• Strong analytical abilities with proficiency in data mining and transaction monitoring tools.
• Excellent written and verbal communication skills for report drafting and stakeholder engagement.
• Attention to detail and ability to work under tight deadlines while maintaining high quality standards.
• Solid understanding of AML, KYC, and counter‑terrorist financing regulations.
• Proficiency in Microsoft Office Suite, especially Excel, and familiarity with case management software.
• Ethical mindset with a commitment to confidentiality and integrity.

Education

The role requires a bachelor’s degree in Finance, Criminology, Law, Business Administration, or a related discipline. Professional certifications such as Certified Anti‑Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) are highly desirable and will be considered an advantage during the selection process.

Experience

Candidates must have 3‑5 years of hands‑on experience conducting financial crime investigations within a banking or financial services environment. Prior exposure to Lesotho’s regulatory framework and experience liaising with the Financial Intelligence Centre are strong assets.

Salary

The position offers a competitive salary range of SSP 250,000 to SSP 350,000 per annum, commensurate with experience and qualifications. Performance‑based incentives and annual bonuses are also part of the remuneration package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Generous paid leave, including annual, sick, and parental leave.
• Employee assistance program and wellness initiatives.
• Opportunities for career advancement within the First National Bank Group.

Training

• On‑the‑job training in advanced AML detection techniques and investigative methodologies.
• Access to industry‑leading certifications and continuous professional development courses.
• Regular workshops on regulatory updates and emerging financial crime trends.

Working Environment

FNB Lesotho provides a collaborative, inclusive, and technology‑driven workplace. The office is equipped with modern tools and a secure digital infrastructure that enables analysts to work efficiently. Employees enjoy a culture that encourages knowledge sharing, innovation, and a balanced approach to work‑life integration.

Application Process

Interested candidates should submit their application through the online portal on our website. The selection process includes an initial screening, a technical interview, and a final interview with senior risk management leaders. Shortlisted applicants will be contacted within two weeks of submission.

Equal Opportunity Statement

First National Bank Lesotho is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.