Health Insurance Underwriting Specialist Job Vacancy in Leribe, Lesotho – Insurance Sector
Job Description
Position: Health Insurance Underwriting Specialist
Company: Sanlam Lesotho
Location: Leribe, Lesotho
Experience: 3-5 years in insurance underwriting
Education: Bachelor’s Degree in Finance, Risk Management or Actuarial Science
Employment Type: Full-time
Industry: Insurance
Department: Risk & Underwriting
Salary: 30,000 – 45,000 SSP
Vacancies:1
Company Overview
Sanlam Lesotho is a leading provider of life insurance, long-term savings, and investment products in Southern Africa. With over 30 years of operation in Lesotho, the company is committed to delivering innovative financial solutions while supporting community development through health and education initiatives. As part of the Sanlam Group, we maintain international standards of excellence in insurance services.
Job Overview
This role involves assessing health insurance applications, evaluating risk profiles, and determining premium rates for individual and corporate clients. The position requires collaboration with medical professionals, policyholders, and internal teams to ensure compliance with regulatory standards while maintaining profitability. Lesotho Job Search partners with Sanlam to connect qualified professionals with career opportunities in the insurance sector.
Key Responsibilities
- Analyze medical histories and risk factors for health insurance applications
- Determine appropriate premium rates based on risk assessment models
- Review and process claims for policyholders
- Maintain accurate records of underwriting decisions
- Collaborate with actuarial teams to refine risk evaluation frameworks
- Provide guidance to sales teams on underwriting criteria
Required Skills
- Strong analytical skills for risk evaluation
- Proficiency in insurance underwriting software
- Excellent communication for client consultations
- Attention to detail in policy documentation
- Knowledge of Lesotho health insurance regulations
- Problem-solving for complex claims scenarios
Education
- Bachelor’s Degree in Finance, Risk Management or Actuarial Science
- Professional certification in Insurance Underwriting (preferred)
Experience
- 3-5 years in health or life insurance underwriting
- Experience with claims processing systems
- Proven track record in risk assessment
Salary
30,000 – 45,000 SSP per month, commensurate with experience and qualifications.
Benefits
- Comprehensive health insurance coverage
- Performance-based bonuses
- Professional development allowances
- Flexible work arrangements
- Employee assistance programs
- Annual leave and public holidays
Training
- Onboarding program for insurance compliance
- Advanced underwriting techniques workshops
- Medical coding and classification training
- Regulatory updates seminars
- Leadership development for senior roles
Working Environment
Modern office facilities in Leribe with access to digital underwriting tools. The role requires occasional travel to regional offices and client sites. Sanlam promotes a collaborative work culture with emphasis on work-life balance.
Application Process
Submit your CV and cover letter through our official portal. Shortlisted candidates will be contacted for initial screening followed by practical assessments. Finalists will undergo interviews with senior underwriting managers.
Equal Opportunity Statement
Sanlam Lesotho is an equal opportunity employer committed to diversity and inclusion. We welcome applications from all qualified candidates regardless of gender, ethnicity, or background. Nigeria Job Search partners with us to promote cross-border employment opportunities in Southern Africa.
